CheckPoynt Systems 2.0 LLC Terms of Service

Effective November 11, 2026

These Terms of Service (“Terms”) govern your use of the websites, CRM, agent portal, mobile application and messaging services (together, the “Services”) provided by CheckPoynt Systems 2.0 LLC, doing business as CheckPoynt Systems (“CheckPoynt,” “we,” “us,” or “our”). By accessing or using the Services you agree to these Terms. If you use the Services on behalf of a business, you agree to them on behalf of that business.

1. Who we are and what we provide

CheckPoynt provides payment processing referrals and support, point of sale systems, installation, and technical support to businesses. Our Services include:

• Our public website, including forms to request a consultation.
• Our CRM, used by our team and authorized contractors to manage customers, cases and operations.
• Our agent portal and the agent features of our mobile app, used by independent sales agents to submit merchant applications, open cases and view their own merchants and payouts.
• Our mobile application for our team, contractors and agents.
• Messaging with our team, including email, SMS and WhatsApp.

Payment processing itself is provided by the processors and banks we work with, under their own agreements and terms.

2. Eligibility and accounts

• Access to the CRM, agent portal and mobile app is by invitation only. You must be at least 18 years old.
• You are responsible for keeping your login details confidential and for all activity under your account. Tell us right away at info@checkpoynt.com if you believe your account has been used without your permission.
• We may suspend or end access to any account at any time, for example when a person leaves our team, an agent or contractor relationship ends, or we believe an account is being misused.

3. Acceptable use

You agree not to:

• Use the Services for anything unlawful, fraudulent or harmful.
• Access data you are not authorized to see, or try to get around permissions, security or rate limits.
• Upload malware or content that infringes another person's rights.
• Copy, resell or reverse engineer the Services, or use automated tools to scrape them.
• Share information you obtain through the Services with anyone who is not authorized to receive it.

4. Information you provide

You are responsible for the accuracy of the information you submit, including merchant applications and the documents attached to them. When you submit information about another person or business, such as a merchant owner, you confirm that you are authorized to provide it to us for the purpose of applying for or supporting our services. Our Privacy Policy explains how we collect, use and protect personal information.

5. Confidentiality

Information in the CRM, agent portal and mobile app, including customer, merchant, pricing and payout information, is confidential. Use it only for your work with CheckPoynt, and do not disclose it to others except as needed for that work or as the law requires. This obligation continues after your access ends.

6. Messaging

• SMS. Employee text notifications are covered by our SMS Terms & Conditions. Reply STOP to any message to opt out.
• WhatsApp. When you message one of our WhatsApp Business numbers, we receive your messages, phone number and profile name and may store them in our CRM to answer you and support your account. You can stop messaging us at any time. Your use of WhatsApp is also subject to WhatsApp's own terms and privacy policy.
• Email. We send service emails, such as account invitations, password resets and case updates. These are not marketing messages.

7. Agents and contractors

Independent sales agents and contractors use the Services under their separate written agreements with CheckPoynt. If those agreements conflict with these Terms, the written agreement controls on the subject it covers, including compensation, residuals and bonuses.

8. Third party services

The Services connect to services run by others, such as payment processors, shipping carriers, messaging providers and e-signature providers. We are not responsible for those services, and your use of them may be subject to their own terms.

9. Intellectual property

The Services, including their software, design and content, are owned by CheckPoynt or its licensors and are protected by law. We give you a limited, revocable, non-transferable right to use the Services for their intended purpose while you are authorized to do so.

10. Availability and changes

We work to keep the Services available and secure, but we do not guarantee that they will be uninterrupted or error free. We may change, suspend or discontinue any part of the Services at any time.

11. Disclaimers

The Services are provided “as is” and “as available.” To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. Figures shown in the Services, such as volumes, residuals and payouts, are provided for convenience; the processor statements and our written agreements control.

12. Limitation of liability

To the fullest extent the law allows, CheckPoynt will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data, arising from your use of the Services. Our total liability for any claim relating to the Services is limited to the amount you paid us for the Services in the twelve months before the claim, or one hundred US dollars if you paid nothing.

13. Indemnification

You agree to defend and indemnify CheckPoynt against claims, losses and costs arising from your misuse of the Services, your violation of these Terms, or information you submit that you were not authorized to provide.

14. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in New York, and you consent to their jurisdiction.

15. Changes to these Terms

We may update these Terms. Changes are posted on this page with a new effective date. Continuing to use the Services after a change means you accept the updated Terms.

16. Contact us

CheckPoynt Systems 2.0 LLC
4502 Ditmars Blvd., Suite 1015, Astoria, NY 11105
Email: info@checkpoynt.com
Phone: 347-245-1969